Skip to main content

Local Support Schemes

Find deposit assistance, guarantor schemes, and housing support in your area

Types of Housing Support

Understanding the different types of housing assistance available to help you secure accommodation

Deposit Assistance
deposit
Interest-free loans or grants to help with rental deposits and advance rent payments.

Key Features

  • Interest-free or low-interest loans
  • Typically 1-2 years repayment period
  • Usually covers deposit plus first month rent
  • Available through most local councils

Typical Eligibility

  • Local connection to the area
  • Homeless or at risk of homelessness
  • Unable to afford deposit upfront
  • Income sufficient to maintain tenancy
  • Pass affordability assessment
Deposit Guarantee Schemes
guarantee
Council acts as guarantor to landlords instead of requiring cash deposits.

Key Features

  • No upfront cash payment required
  • Council provides written guarantee
  • Covers deposit and sometimes first month rent
  • May include ongoing tenancy support

Typical Eligibility

  • Strong local connection
  • Sustainable income level
  • Unable to afford traditional deposit
  • Property meets local standards
  • Landlord accepts scheme
Housing Loans
loan
Structured loan schemes for rental deposits and advance payments.

Key Features

  • Formal loan agreements
  • Flexible repayment terms
  • May cover additional moving costs
  • Sometimes available for furniture/essentials

Typical Eligibility

  • Credit check may be required
  • Proof of income and employment
  • Local connection requirements
  • Ability to meet repayment schedule
Emergency Grants
grant
Non-repayable emergency assistance for housing costs and essential items.

Key Features

  • No repayment required
  • For emergency situations
  • May cover broader housing costs
  • Limited availability

Typical Eligibility

  • Exceptional financial hardship
  • No access to other funding
  • Crisis or emergency situation
  • Usually limited to once per year
Housing Advice & Support
advice
Professional guidance and support with accessing private rental accommodation.

Key Features

  • One-to-one housing advice
  • Property search assistance
  • Landlord negotiation support
  • Ongoing tenancy sustainment

Typical Eligibility

  • Housing need or homelessness risk
  • Local connection to area
  • Willingness to engage with support
  • May have priority groups
How to Apply
General application process for housing support schemes

Application Steps

  1. Contact your local council housing team
  2. Complete housing needs assessment
  3. Provide required documentation
  4. Await decision and funding approval
  5. Find suitable property if approved
  6. Complete final checks and sign agreements

Required Documents

  • Proof of identity (passport/driving licence)
  • Proof of income (payslips/benefits letter)
  • Bank statements (usually 3 months)
  • Proof of local connection
  • Current accommodation details
  • Any support needs assessment